Pinnacle Title and Escrow, LLC Combined Legal Document: Terms of Service, Privacy Policy,

and A2P

Terms of Service

1. Acceptance of Terms

By accessing or using the website of Pinnacle Title and Escrow, LLC ("Pinnacle Title," "we," "our," or "us"), or

by engaging our escrow or title services, you ("Client," "User," or "you") agree to be bound by these Terms of

Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, you may not access or use our

website or services.

2. Scope of Services

Pinnacle Title provides professional escrow and title services for real estate transactions conducted within

the State of Arizona. Our website provides general information and facilitates client communication.

Information on the website does not constitute legal, financial, or real estate advice.

3. Eligibility

Our services are available to individuals and entities capable of entering legally binding contracts under

applicable law.

4. Website Use and Content

All materials on this website are the property of Pinnacle Title and Escrow, LLC and protected by intellectual

property laws. You may not copy, reproduce, modify, or distribute content without prior written consent.

5. Escrow and Title Transactions

All transactions are governed by the executed escrow agreements. These Terms supplement but do not

replace the contractual terms governing individual transactions.

6. Accuracy of Information

We strive for accuracy but make no warranties regarding website content. Reliance on the website is at your

own risk.

7. Confidentiality and Data Security

We maintain strict confidentiality and data protection standards. Electronic communications may not be

fully secure.

8. Third-Party Links

We are not responsible for third-party websites linked from our site.

9. Limitation of Liability

Pinnacle Title and Escrow, LLC and its employees are not liable for indirect, incidental, or consequential

damages. Total liability shall not exceed fees paid for the specific transaction.

10. No Legal or Financial Advice

Pinnacle Title does not provide legal, tax, or financial advice. Clients should seek independent counsel.

11. Governing Law and Venue

These Terms are governed by Arizona law. Disputes shall be resolved in state or federal courts in Maricopa

County, Arizona.

12. Amendments

Pinnacle Title may modify these Terms at any time. Continued use constitutes acceptance.

PRIVACY POLICY

1. Introduction

Pinnacle Title respects your privacy and protects personal information. This Privacy Policy explains how we

collect, use, disclose, and safeguard your information.

2. Information We Collect

Personal Information: Name, contact info, property details, identification, payment info. Non-Personal

Information: Browser type, IP address, usage data. Sensitive Information: Social Security numbers, bank

info, marital status (when required).

3. How We Use Your Information

Provide escrow and title services

Verify identities and comply with laws

Communicate regarding transactions

Maintain records and improve operations

Send important service updates.

4. Disclosure of Information

Shared with: lenders, agents, insurers, government authorities, service providers, legal entities as required.

5. Data Retention

Information is retained only as long as necessary to fulfill purposes and comply with legal requirements.

6. Data Security

We implement administrative, technical, and physical safeguards.

7. Your Rights and Choices

Access, correct, or request deletion of personal information by contacting [email protected].

8. Cookies and Tracking

Cookies may be used to enhance user experience. Browser settings may adjust cookie preferences.

9. Third-Party Websites

We are not responsible for external websites.

10. Children’s Privacy

Our website and services are not directed to children under 18.

11. Changes to This Privacy Policy

We may update this policy. Continued use constitutes acceptance.

A2P MESSAGING POLICY & DISCLOSURE

1. Purpose

Pinnacle Title may use Application-to-Person (A2P) messaging to communicate transaction-related

information via text or SMS.

2. Consent

By providing your mobile number, you consent to receive A2P messages. You may withdraw consent by

replying STOP or contacting [email protected].

3. Message Frequency

Messages are transaction-related and may vary in frequency depending on service needs.

4. Message Content

Includes escrow updates, appointment confirmations, required actions, and compliance notifications. No

promotional messages unless consented.

5. Costs

Standard message/data rates may apply; Pinnacle Title is not responsible for carrier fees.

6. Security and Privacy

A2P messages comply with applicable privacy and data protection laws and are used solely for legitimate

service purposes.

By providing your mobile number, you acknowledge and consent to A2P messaging as described.

Contact Information for Questions or Opt-Out

Pinnacle Title & Escrow Agency LLC,

Email: [email protected]

Location: 180 S Arizona Ave Suite 200, Chandler, AZ 85225

Phone: 480-885-0640